/* Self-hosted Amatic SC (client demo must not depend on third-party fetch). */
@font-face {
  font-family: "Amatic SC";
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("assets/fonts/AmaticSC-400-latin.woff2") format("woff2");
}

@font-face {
  font-family: "Amatic SC";
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url("assets/fonts/AmaticSC-700-latin.woff2") format("woff2");
}

:root {
  color-scheme: light;
  --logo-blue: #00477f;
  --ink: #071f35;
  --navy: #00365f;
  --navy-mid: #1b5d8d;
  --navy-light: #a9c3d7;
  --navy-pale: #dce8f0;
  --beige: #d4c8b5;
  --terracotta: #c4936a;
  --brown: #6e4e3d;
  --paper: #f5f1ea;
  --white: #fff;
  --ease-out: cubic-bezier(0.23, 1, 0.32, 1);
  --page-gutter: clamp(1.25rem, 4vw, 4.5rem);
  --tower-edge: max(0.8rem, calc((100% - 86rem) / 2));
  --tower-width: clamp(9.5rem, 16vw, 16rem); /* sized for Will's Sept-7 art (1102x1427, ratio 0.772) — the old 3.2-5.2rem box was cut for a 0.082-ratio hairline SVG and starved this drawing under `contain` */
  --tower-text-gap: clamp(1.5rem, 2vw, 2rem);
  --max-width: 88rem;
  font-family: ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-synthesis: none;
  scroll-behavior: smooth;
}

* {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  min-width: 20rem;
}

body {
  background: var(--paper);
  color: var(--ink);
  font-size: 1rem;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

.skip-link {
  position: fixed;
  z-index: 100;
  top: 0.75rem;
  left: 0.75rem;
  padding: 0.7rem 1rem;
  border-radius: 999px;
  background: var(--white);
  color: var(--ink);
  transform: translateY(-160%);
}

.skip-link:focus-visible {
  transform: translateY(0);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.hero {
  position: relative;
  isolation: isolate;
  height: 82.5svh;
  min-height: 39.6rem;
  overflow: hidden;
  background: var(--ink);
  color: var(--white);
}

.hero--inner {
  height: 74svh;
  min-height: 34rem;
}

.hero__media {
  position: absolute;
  z-index: -2;
  inset: 0;
}

.hero__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.hero__shade {
  position: absolute;
  z-index: -1;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(0, 32, 60, 0.92) 0%, rgba(0, 38, 70, 0.42) 17%, rgba(0, 35, 64, 0.06) 42%, rgba(0, 30, 55, 0.08) 58%, rgba(0, 27, 50, 0.78) 100%),
    linear-gradient(90deg, rgba(0, 38, 70, 0.2), transparent 45%);
}

.site-nav {
  position: absolute;
  z-index: 5;
  top: 1rem;
  left: var(--page-gutter);
  right: var(--page-gutter);
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 4.5rem;
  padding: 0.8rem 0;
  color: var(--white);
}

.brand,
.footer-brand {
  display: inline-flex;
  align-items: center;
}

.brand img {
  display: block;
  width: clamp(9rem, 13.6vw, 12.3rem);
  height: auto;
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: clamp(1.2rem, 2.7vw, 2.9rem);
}

.desktop-nav a,
.mobile-nav a,
.insurance-nav > summary {
  font-size: 0.9rem;
  font-weight: 650;
  letter-spacing: 0.01em;
  text-decoration: none;
  text-shadow: 0 1px 1rem rgba(0, 0, 0, 0.3);
}

.insurance-nav {
  position: relative;
}

.insurance-nav > summary {
  cursor: pointer;
  list-style: none;
}

.insurance-nav > summary::-webkit-details-marker {
  display: none;
}

.desktop-nav > .insurance-nav > summary::after {
  content: "";
  display: inline-block;
  width: 0.38rem;
  height: 0.38rem;
  margin: 0 0 0.22rem 0.48rem;
  border-right: 1px solid currentColor;
  border-bottom: 1px solid currentColor;
  transform: rotate(45deg);
}

.desktop-nav > .insurance-nav[open] > summary::after {
  margin-bottom: 0;
  transform: rotate(225deg);
}

.insurance-nav__menu {
  position: absolute;
  top: calc(100% + 0.75rem);
  left: -0.8rem;
  display: grid;
  min-width: 13rem;
  padding: 0.55rem;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 0.8rem;
  background: rgba(15, 44, 61, 0.96);
  box-shadow: 0 1rem 2.4rem rgba(5, 24, 27, 0.24);
}

.desktop-nav .insurance-nav__menu a {
  padding: 0.62rem 0.72rem;
  border-radius: 0.5rem;
}

.desktop-nav .insurance-nav__menu a::after {
  display: none;
}

.insurance-nav__menu [aria-current="page"] {
  background: rgba(255, 255, 255, 0.14);
}

/* TJ 2026-09-16: visibly nest Home / Auto / Business under Insurance overview */
.insurance-nav__menu a[href$="home-insurance.html"],
.insurance-nav__menu a[href$="auto-insurance.html"],
.insurance-nav__menu a[href$="business-insurance.html"] {
  margin-left: 0.85rem;
  padding-left: 1.1rem;
  border-left: 2px solid rgba(255, 255, 255, 0.28);
}

.mobile-nav__panel .insurance-nav__menu a[href$="home-insurance.html"],
.mobile-nav__panel .insurance-nav__menu a[href$="auto-insurance.html"],
.mobile-nav__panel .insurance-nav__menu a[href$="business-insurance.html"] {
  margin-left: 0.55rem;
  padding-left: 0.95rem;
  border-left: 2px solid rgba(255, 255, 255, 0.22);
}

.desktop-nav a {
  position: relative;
}

.desktop-nav a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -0.3rem;
  height: 1px;
  background: currentColor;
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 180ms var(--ease-out);
}

.desktop-nav a:focus-visible::after {
  transform: scaleX(1);
  transform-origin: left;
  transition-duration: 0ms;
}

.mobile-nav {
  display: none;
}

.hero__message {
  position: absolute;
  inset: 19% var(--page-gutter) 21%;
  display: grid;
  place-items: center;
  text-align: center;
}

.hero--inner .hero__message {
  inset: 18% var(--page-gutter);
}

.typewriter {
  display: grid;
  justify-items: center;
  margin: 0;
  font-family: ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: clamp(2.7rem, 5.6vw, 5.65rem);
  font-weight: 650;
  letter-spacing: -0.045em;
  line-height: 0.98;
  text-wrap: balance;
  text-shadow: 0 0.15rem 1.2rem rgba(0, 0, 0, 0.32);
}

.typewriter span {
  display: block;
  min-height: 0.9em;
}

.typewriter.is-typing span {
  clip-path: inset(0 100% 0 0);
  animation: typewriter-reveal var(--type-duration, 888ms) steps(var(--type-steps, 12), end) var(--type-delay, 0ms) forwards;
}

/* Caret only exists while the JS typewriter runs; no-JS renders clean text. */
.typewriter.is-typing span:last-child::after {
  content: "";
  display: inline-block;
  width: 0.035em;
  height: 0.72em;
  margin-left: 0.07em;
  background: currentColor;
  transform: translateY(0.06em);
}

.typewriter.is-complete span:last-child::after {
  display: none;
}

@keyframes typewriter-reveal {
  to { clip-path: inset(0); }
}

.carrier-ribbon {
  position: absolute;
  left: var(--page-gutter);
  right: var(--page-gutter);
  bottom: 1.15rem;
  padding: 0.4rem 0;
  overflow: hidden;
  color: var(--white);
  opacity: 1;
  animation: carrier-rise 700ms 1.9s var(--ease-out) both;
}

.carrier-window {
  overflow: hidden;
  mask-image: linear-gradient(to right, transparent, black 5%, black 95%, transparent);
}

.carrier-track {
  display: flex;
  width: max-content;
  animation: carrier-marquee 38s linear infinite;
  will-change: transform;
}

.carrier-list {
  display: flex;
  flex: none;
  align-items: center;
  gap: 1rem;
  padding-right: 1rem;
}

.carrier-list img {
  width: clamp(9rem, 13vw, 11.5rem);
  height: 4.4rem;
  padding: 0.35rem 0.7rem;
  object-fit: contain;
  opacity: 0.9;
}

@keyframes carrier-marquee {
  to { transform: translateX(-50%); }
}

@keyframes carrier-rise {
  from {
    opacity: 0;
    transform: translateY(1.5rem);
  }
}

.section-pad {
  padding: clamp(5.5rem, 10vw, 9rem) var(--page-gutter);
}

main > .section-pad:first-child {
  padding-top: clamp(3rem, 4.5vw, 4rem);
}

.intro {
  max-width: var(--max-width);
  margin: 0 auto;
  text-align: center;
}

.eyebrow {
  margin: 0 0 1.2rem;
  color: var(--logo-blue);
  font-size: 0.72rem;
  font-weight: 780;
  letter-spacing: 0.15em;
  line-height: 1.2;
  text-transform: uppercase;
}

h1,
h2,
p {
  text-wrap: pretty;
}

h1,
h2 {
  margin-top: 0;
  font-weight: 650;
  letter-spacing: -0.045em;
}

h1 {
  max-width: 70rem;
  margin-right: auto;
  margin-bottom: 1.6rem;
  margin-left: auto;
  font-size: clamp(2.7rem, 5.6vw, 5.65rem);
  line-height: 0.98;
}

.intro__lede {
  max-width: 48rem;
  margin: 0 auto;
  color: rgba(15, 44, 61, 0.78);
  font-size: clamp(1.08rem, 1.6vw, 1.35rem);
  line-height: 1.55;
}

.testimonials {
  padding-top: 0;
}

.testimonial-grid {
  display: grid;
  grid-template-columns: minmax(12rem, 0.68fr) minmax(30rem, 1.9fr) minmax(12rem, 0.68fr);
  grid-template-rows: repeat(2, minmax(0, 1fr));
  gap: 0.85rem;
  max-width: var(--max-width);
  margin: 0 auto;
  align-items: stretch;
}

.testimonial-card {
  display: flex;
  flex-direction: column;
  justify-content: center;
  min-height: 0;
  padding: clamp(0.95rem, 1.6vw, 1.25rem);
  border-radius: 1.5rem;
  background: var(--white);
  box-shadow: 0 1.1rem 3rem rgba(15, 44, 61, 0.07);
}

.testimonial-card--two {
  background: var(--navy-pale);
}

.testimonial-card--three {
  background: #A6B7A1;
}

.testimonial-card--one,
.testimonial-card--four {
  background: var(--navy);
  color: var(--white);
}

.testimonial-card--one { grid-column: 1; grid-row: 1; }
.testimonial-card--two { grid-column: 1; grid-row: 2; }
.testimonial-card--three { grid-column: 3; grid-row: 1; }
.testimonial-card--four { grid-column: 3; grid-row: 2; }

.stars {
  margin-bottom: 0.55rem;
  color: var(--terracotta);
  font-size: 0.8rem;
  letter-spacing: 0.18em;
}

.testimonial-card p {
  margin: 0 0 0.3rem;
  font-size: clamp(1rem, 1.3vw, 1.25rem);
  font-weight: 650;
  letter-spacing: -0.025em;
  line-height: 1.15;
}

.testimonial-card span {
  color: currentColor;
  font-size: 0.8rem;
  opacity: 0.62;
}

.team-portrait {
  position: relative;
  grid-column: 2;
  grid-row: 1 / span 2;
  min-height: 0;
  aspect-ratio: 2563 / 1651;
  margin: 0;
  overflow: hidden;
  border-radius: 1.5rem;
  background: var(--navy);
  box-shadow: 0 1.1rem 3rem rgba(15, 44, 61, 0.12);
}

.team-portrait picture,
.team-portrait img {
  display: block;
  width: 100%;
  height: 100%;
}

.team-portrait img {
  object-fit: cover;
  object-position: center;
}

.story {
  position: relative;
  isolation: isolate;
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
  gap: clamp(1.5rem, 3.5vw, 3.75rem);
  min-height: 130svh;
  padding-block: clamp(5.5rem, 10vw, 9rem);
  padding-inline: max(var(--page-gutter), calc((100% - 68rem) / 2));
  padding-inline: max(var(--page-gutter), calc((100% - 68rem) / 2), calc(var(--tower-edge) + var(--tower-width) + var(--tower-text-gap)));
}

.story--welcome {
  background: var(--ink);
  color: var(--white);
}

.story--helping {
  background: var(--beige);
}

.story--match {
  background: var(--navy);
  color: var(--white);
}

.story__heading,
.story__content,
.why > :not(.moon-tower) {
  position: relative;
  z-index: 1;
}

.moon-tower {
  position: absolute;
  z-index: 0;
  bottom: clamp(2rem, 7vw, 7rem);
  width: var(--tower-width);
  aspect-ratio: 1102 / 1427;   /* match the art so `contain` fills the box instead of letterboxing it */
  height: auto;
  color: currentColor;
  opacity: 0.22;   /* Will 2026-09-08: bolder / more visible */
  pointer-events: none;
  background: currentColor;
  -webkit-mask: url("assets/art/moontower-will.png") center / contain no-repeat;
  mask: url("assets/art/moontower-will.png") center / contain no-repeat;
}

.moon-tower--left {
  left: var(--tower-edge);
}

.moon-tower--right {
  top: clamp(4rem, 9vw, 9rem);
  right: var(--tower-edge);
  bottom: auto;
  transform: scaleX(-1);
}

.story--helping .moon-tower,
.why .moon-tower {
  color: var(--logo-blue);
  opacity: 0.16;
}

.story__heading {
  position: sticky;
  top: 2rem;
  align-self: start;
  max-width: 36rem;
}

.story__heading .eyebrow {
  color: currentColor;
  opacity: 0.62;
}

.story h2 {
  margin-bottom: 2rem;
  font-size: clamp(3rem, 4.7vw, 5.4rem);
  line-height: 0.9;
}

.story h2 span {
  display: block;
  margin-bottom: 0.35em;
  font-size: 0.48em;
  letter-spacing: -0.025em;
  line-height: 1;
}

.story__standfirst {
  max-width: 34rem;
  margin: 0 0 1rem;
  font-size: clamp(1rem, 1.35vw, 1.22rem);
  line-height: 1.55;
  opacity: 0.82;
}

.story__content {
  align-self: end;
  max-width: 48rem;
  padding-top: clamp(8rem, 24vh, 18rem);
}

.story-video {
  margin: 0 0 clamp(2rem, 5vw, 4rem);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: clamp(1.25rem, 3vw, 2.5rem);
  background: var(--ink);
  box-shadow: 0 1.5rem 4rem rgba(15, 44, 61, 0.18);
}

.story--helping .story-video {
  border-color: transparent;
  background: transparent;
}

/* Wistia controls misbehave inside a clipped absolute-inset wrapper (their docs);
   let the component size itself via its aspect attribute and round its own corners. */
.story-video wistia-player {
  display: block;
  width: 100%;
  border-radius: inherit;
}

.prose {
  max-width: 43rem;
}

.prose p {
  margin: 0 0 1.5rem;
  font-size: clamp(1.15rem, 1.8vw, 1.55rem);
  letter-spacing: -0.02em;
  line-height: 1.52;
}

.fit-list {
  display: grid;
  gap: 0.85rem;
  margin: 2rem 0 0;
  padding: 0;
  list-style: none;
}

.fit-list li {
  position: relative;
  padding-left: 1.25rem;
  font-size: 0.98rem;
  line-height: 1.5;
  opacity: 0.83;
}

.fit-list li::before {
  content: "";
  position: absolute;
  top: 0.67em;
  left: 0;
  width: 0.38rem;
  height: 0.38rem;
  border-radius: 50%;
  background: var(--terracotta);
}

.why {
  position: relative;
  isolation: isolate;
  max-width: none;
  padding-inline: max(var(--page-gutter), calc((100% - 76rem) / 2));
  padding-inline: max(var(--page-gutter), calc((100% - 76rem) / 2), calc(var(--tower-edge) + var(--tower-width) + var(--tower-text-gap)));
}

.why h2 {
  max-width: 55rem;
  margin-bottom: clamp(3rem, 7vw, 6rem);
  font-size: clamp(3rem, 7vw, 7.5rem);
  line-height: 0.9;
}

.reason-list {
  margin: 0;
  padding: 0;
  border-top: 1px solid rgba(15, 44, 61, 0.18);
  list-style: none;
}

.reason-list li {
  display: grid;
  grid-template-columns: 3rem 1fr;
  gap: 1rem;
  align-items: baseline;
  padding: clamp(1.15rem, 2.2vw, 2rem) 0;
  border-bottom: 1px solid rgba(15, 44, 61, 0.18);
  font-size: clamp(1.2rem, 2.5vw, 2.25rem);
  font-weight: 620;
  letter-spacing: -0.03em;
  line-height: 1.2;
}

.reason-list span {
  color: var(--logo-blue);
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.12em;
}

footer {
  display: grid;
  gap: 0.8rem;
  justify-items: center;
  padding: 5rem var(--page-gutter) 2.5rem;
  background: var(--ink);
  color: var(--white);
  text-align: center;
}

.footer-brand img {
  width: 9rem;
}

footer p {
  margin: 0;
}

.footer-meta {
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.8rem;
}

/* Insurance page */
.desktop-nav [aria-current="page"]::after {
  transform: scaleX(1);
}

.insurance-intro {
  max-width: none;
  background: var(--paper);
}

.insurance-split {
  display: grid;
  grid-template-columns: minmax(17rem, 0.8fr) minmax(26rem, 1.2fr);
  gap: clamp(3rem, 8vw, 8rem);
  max-width: 76rem;
  margin: 0 auto;
}

.insurance-split--intro {
  align-items: end;
  grid-template-columns: minmax(20rem, 0.9fr) minmax(26rem, 1.1fr);
}

.insurance-intro h1,
.insurance-section h2 {
  margin: 0;
  text-wrap: balance;
}

.insurance-intro h1 {
  font-size: clamp(3rem, 5.8vw, 6.4rem);
  line-height: 0.92;
}

.insurance-intro__lede {
  max-width: 38rem;
  margin: 0 0 0.4rem;
  color: rgba(7, 31, 53, 0.78);
  font-size: clamp(1.25rem, 2.1vw, 1.85rem);
  letter-spacing: -0.025em;
  line-height: 1.45;
}

.insurance-section {
  padding: clamp(5.5rem, 11vw, 10rem) var(--page-gutter);
}

.insurance-section--relationship {
  background: var(--white);
}

.insurance-section--carriers {
  background: var(--navy);
  color: var(--white);
}

.insurance-section--meaning {
  background: var(--beige);
}

.insurance-section__heading {
  align-self: start;
}

.insurance-section__heading h2 {
  font-size: clamp(2.8rem, 5.1vw, 5.4rem);
  line-height: 0.94;
}

.insurance-section__heading h3 {
  margin: 0;
  font-size: clamp(2.25rem, 4.2vw, 4.5rem);
  letter-spacing: -0.045em;
  line-height: 0.96;
}

.insurance-section__heading > p {
  max-width: 30rem;
  margin: 2rem 0 0;
  color: rgba(7, 31, 53, 0.72);
  font-size: clamp(1.05rem, 1.45vw, 1.25rem);
  line-height: 1.55;
}

.insurance-section__body {
  min-width: 0;
}

.insurance-video {
  position: relative;
  display: grid;
  place-items: center;
  aspect-ratio: 16 / 9;
  margin-bottom: clamp(2.5rem, 5vw, 4.5rem);
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: clamp(1rem, 2vw, 1.75rem);
  background:
    radial-gradient(circle at 72% 26%, rgba(196, 147, 106, 0.62), transparent 27%),
    linear-gradient(145deg, var(--navy-mid), var(--ink));
  box-shadow: 0 1.5rem 4rem rgba(15, 44, 61, 0.18);
}

.insurance-section--carriers .insurance-video {
  background:
    radial-gradient(circle at 25% 30%, rgba(169, 195, 215, 0.56), transparent 29%),
    linear-gradient(145deg, var(--navy-mid), var(--ink));
}

.insurance-video .video-placeholder__play {
  position: relative;
  width: clamp(4rem, 7vw, 5.8rem);
  aspect-ratio: 1;
  border: 1px solid rgba(255, 255, 255, 0.45);
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.16);
  backdrop-filter: blur(0.75rem);
}

.insurance-video .video-placeholder__play::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 51%;
  border-top: 0.58rem solid transparent;
  border-bottom: 0.58rem solid transparent;
  border-left: 0.9rem solid var(--white);
  transform: translate(-40%, -50%);
}

.insurance-video figcaption {
  position: absolute;
  left: 1.25rem;
  bottom: 1rem;
  padding: 0.3rem 0.55rem;
  border-radius: 0.35rem;
  background: rgba(7, 31, 53, 0.9);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 750;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.party-list,
.meaning-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.party-list {
  counter-reset: party;
}

.party-list li {
  position: relative;
  padding: 1.45rem 0 1.45rem 4.25rem;
  border-top: 1px solid rgba(7, 31, 53, 0.16);
  counter-increment: party;
  font-size: clamp(1.05rem, 1.45vw, 1.25rem);
  line-height: 1.6;
}

.party-list li:last-child {
  border-bottom: 1px solid rgba(7, 31, 53, 0.16);
}

.party-list li::before {
  content: "0" counter(party);
  position: absolute;
  top: 1.7rem;
  left: 0;
  color: var(--logo-blue);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.14em;
}

.party-list strong {
  font-weight: 730;
}

.insurance-prose {
  max-width: 43rem;
}

.insurance-prose p {
  margin: 0 0 1.5rem;
  font-size: clamp(1.1rem, 1.65vw, 1.38rem);
  letter-spacing: -0.012em;
  line-height: 1.58;
}

.insurance-prose p:last-child {
  margin-bottom: 0;
  padding-top: 1.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.22);
  font-size: clamp(1.25rem, 2vw, 1.7rem);
  font-weight: 680;
  line-height: 1.45;
}

.insurance-section--meaning .insurance-split {
  align-items: start;
}

.meaning-list {
  border-top: 1px solid rgba(7, 31, 53, 0.22);
}

.meaning-list li {
  padding: clamp(1.5rem, 2.5vw, 2.25rem) 0;
  border-bottom: 1px solid rgba(7, 31, 53, 0.22);
  font-size: clamp(1.25rem, 2.25vw, 2rem);
  font-weight: 620;
  letter-spacing: -0.03em;
  line-height: 1.25;
}

.insurance-section--carriers .meaning-list {
  border-color: rgba(255, 255, 255, 0.22);
}

.insurance-section--carriers .meaning-list li {
  border-color: rgba(255, 255, 255, 0.22);
}

/* About, FAQ, and Contact pages */
.page-lede {
  max-width: 52rem;
  margin: 0 auto;
  color: rgba(15, 44, 61, 0.78);
  font-size: clamp(1.15rem, 1.8vw, 1.5rem);
  line-height: 1.58;
}

.placeholder-label {
  display: inline-block;
  margin-right: 0.35rem;
  padding: 0.22rem 0.5rem;
  border-radius: 999px;
  background: var(--navy-pale);
  color: var(--logo-blue);
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  line-height: 1.2;
  text-transform: uppercase;
  vertical-align: 0.18em;
}

.placeholder-label--light {
  background: rgba(255, 255, 255, 0.14);
  color: var(--white);
}

.about-intro,
.faq-intro,
.contact-intro {
  max-width: var(--max-width);
  margin: 0 auto;
  text-align: center;
}

.about-intro h1,
.faq-intro h1,
.contact-intro h1 {
  max-width: 72rem;
}

.founder-story {
  padding: clamp(5.5rem, 11vw, 10rem) var(--page-gutter);
  background: var(--ink);
  color: var(--white);
}

.about-split {
  display: grid;
  grid-template-columns: minmax(18rem, 0.82fr) minmax(28rem, 1.18fr);
  gap: clamp(3rem, 8vw, 8rem);
  align-items: center;
  max-width: 76rem;
  margin: 0 auto;
}

.founder-story__heading .eyebrow,
.team-member-section--blue .eyebrow,
.team-member-section--ink .eyebrow {
  color: currentColor;
  opacity: 0.62;
}

.founder-story h2,
.team-directory__intro h2,
.team-member-section h2,
.faq-panel h2,
.contact-layout h2 {
  margin-bottom: 1.5rem;
  font-size: clamp(2.7rem, 5vw, 5.4rem);
  line-height: 0.94;
}

.founder-story__heading > p:last-child,
.team-role {
  margin: 0.35rem 0 0.9rem;
  /* Will 2026-09-08: new colour for "Co-owner". --brown reads 6.61:1 on paper
     (AA pass); --terracotta was the obvious warm pick and fails at 2.41:1. */
  color: var(--brown);
  font-size: 0.72rem;
  font-weight: 780;
  letter-spacing: 0.15em;
  line-height: 1.2;
  text-transform: uppercase;
}

.team-member-section__header > p:last-child {
  margin: 0;
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  line-height: 1.6;
  opacity: 0.82;
}

.founder-story__heading > p:not(.eyebrow) {
  margin: 0 0 0.45rem;
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  line-height: 1.5;
  opacity: 0.82;
}

.founder-video {
  position: relative;
  display: grid;
  place-items: center;
  aspect-ratio: 16 / 9;
  margin: 0;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: clamp(1.25rem, 3vw, 2.5rem);
  background:
    radial-gradient(circle at 72% 26%, rgba(196, 147, 106, 0.58), transparent 28%),
    linear-gradient(145deg, var(--navy-mid), var(--ink));
  box-shadow: 0 1.5rem 4rem rgba(0, 0, 0, 0.22);
}

.founder-video .video-placeholder__play {
  position: relative;
  width: clamp(4rem, 7vw, 5.8rem);
  aspect-ratio: 1;
  border: 1px solid rgba(255, 255, 255, 0.5);
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.14);
  backdrop-filter: blur(0.75rem);
}

.founder-video .video-placeholder__play::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 51%;
  border-top: 0.58rem solid transparent;
  border-bottom: 0.58rem solid transparent;
  border-left: 0.9rem solid var(--white);
  transform: translate(-40%, -50%);
}

.founder-video figcaption {
  position: absolute;
  right: 1.25rem;
  bottom: 1rem;
  left: 1.25rem;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.72rem;
  font-weight: 750;
  letter-spacing: 0.12em;
  text-align: center;
  text-transform: uppercase;
}

.team-directory__intro {
  max-width: 76rem;
  margin: 0 auto;
  text-align: center;
}

.team-directory__intro h2 {
  max-width: none;
  margin-right: auto;
  margin-left: auto;
}

.team-directory__intro > p:last-child {
  margin: 0;
  color: rgba(15, 44, 61, 0.72);
  font-size: 1.1rem;
}

.team-member-section {
  display: grid;
  grid-template-columns: minmax(16rem, 0.62fr) minmax(34rem, 1.38fr);
  gap: clamp(3rem, 7vw, 7rem);
  align-items: center;
  padding: clamp(5rem, 9vw, 8rem) max(var(--page-gutter), calc((100% - 82rem) / 2));
  background: var(--white);
}

.team-member-section--blue {
  background: var(--navy);
  color: var(--white);
}

.team-member-section--ink {
  background: var(--ink);
  color: var(--white);
}

.team-photo-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: clamp(0.65rem, 1.5vw, 1.1rem);
}

.team-photo {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 1;
  border-radius: clamp(0.85rem, 1.8vw, 1.4rem);
  object-fit: cover;
  object-position: center 40%;
  box-shadow: 0 1rem 2.6rem rgba(7, 31, 53, 0.16);
}

.team-photo[src$="blanca-3.jpg"] {
  object-position: center 25%;
}

.faq-categories {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.9rem;
  max-width: 76rem;
  margin: 0 auto;
}

.faq-tools {
  display: flex;
  width: 100%;
  gap: 0.65rem;
  align-items: center;
  justify-content: center;
  max-width: 76rem;
  margin: 0 auto 1rem;
  min-width: 0;
}

.faq-tools [hidden] {
  display: none !important;
}

.faq-category-nav {
  display: flex;
  flex: 1 1 auto;
  width: 100%;
  gap: 0.35rem;
  justify-content: center;
  min-width: 0;
  overflow-x: auto;
  overscroll-behavior-inline: contain;
  scrollbar-width: thin;
}

.faq-category-nav a {
  flex: 0 0 auto;
  /* Will 2026-09-08: upsize the category boxes. */
  padding: 0.95rem 1.25rem;
  border: 1px solid rgba(7, 31, 53, 0.14);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.72);
  color: var(--ink);
  font-size: 0.95rem;
  font-weight: 700;
  line-height: 1;
  text-decoration: none;
  white-space: nowrap;
}

.faq-category-nav a[aria-current="true"] {
  border-color: var(--navy);
  background: var(--navy);
  color: var(--white);
}

.faq-search-toggle {
  display: grid;
  flex: 0 0 2.75rem;
  width: 2.75rem;
  height: 2.75rem;
  padding: 0;
  border: 1px solid rgba(7, 31, 53, 0.14);
  border-radius: 50%;
  place-items: center;
  background: var(--white);
  color: var(--ink);
  cursor: pointer;
  transition: transform 130ms var(--ease-out), background-color 160ms var(--ease-out), color 160ms var(--ease-out);
}

.faq-search-toggle svg {
  width: 1.15rem;
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-width: 1.8;
}

.faq-search-toggle[aria-expanded="true"] {
  background: var(--navy);
  color: var(--white);
}

.faq-search-toggle:active {
  transform: scale(0.97);
}

.faq-search-input {
  flex: 0 1 15rem;
  min-width: 7.5rem;
  height: 2.75rem;
  padding: 0 0.9rem;
  border: 1px solid rgba(7, 31, 53, 0.24);
  border-radius: 999px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
}

.faq-search-input:focus-visible {
  outline: 3px solid var(--terracotta);
  outline-offset: 3px;
}

.faq-category {
  border: 1px solid rgba(7, 31, 53, 0.14);
  border-radius: 1.2rem;
  background: var(--white);
  color: var(--ink);
  overflow: hidden;
  box-shadow: 0 1rem 2.6rem rgba(15, 44, 61, 0.06);
  transition: border-color 160ms var(--ease-out), box-shadow 160ms var(--ease-out);
  scroll-margin-top: 6.5rem;
}

.faq-category > summary {
  position: relative;
  display: grid;
  grid-template-columns: 2rem 1fr auto;
  gap: 0.7rem;
  align-items: center;
  min-height: 5.8rem;
  padding: 1.25rem;
  font-size: clamp(1rem, 1.45vw, 1.2rem);
  font-weight: 700;
  letter-spacing: -0.018em;
  line-height: 1.2;
  cursor: pointer;
  list-style: none;
  transition: color 160ms var(--ease-out), background-color 160ms var(--ease-out), transform 130ms var(--ease-out);
}

.faq-category > summary::-webkit-details-marker {
  display: none;
}

.faq-category > summary::after {
  content: "+";
  color: var(--logo-blue);
  font-size: 1.8rem;
  font-weight: 350;
  line-height: 1;
  transition: transform 180ms var(--ease-out);
}

.faq-category > summary > span:first-child {
  color: var(--logo-blue);
  font-size: 0.67rem;
  font-weight: 800;
  letter-spacing: 0.12em;
}

.faq-category[open] {
  border-color: var(--navy);
  box-shadow: 0 1.2rem 3rem rgba(15, 44, 61, 0.1);
}

.faq-category[open] > summary {
  background: var(--navy);
  color: var(--white);
}

.faq-category[open] > summary > span:first-child,
.faq-category[open] > summary::after {
  color: var(--navy-light);
}

.faq-category[open] > summary::after {
  transform: rotate(45deg);
}

.faq-category > summary:active {
  transform: scale(0.99);
}

.faq-results {
  padding: clamp(4.5rem, 8vw, 7rem) var(--page-gutter) clamp(6rem, 10vw, 9rem);
  background: var(--beige);
}

.faq-panel {
  max-width: 76rem;
  margin: 0 auto;
}

.faq-category > .faq-panel {
  padding: 0 clamp(1.25rem, 3vw, 2.25rem) clamp(1.25rem, 3vw, 2.25rem);
}

.client-service-results .faq-panel {
  padding: clamp(1.25rem, 3vw, 2.25rem);
  border: 1px solid rgba(7, 31, 53, 0.14);
  border-radius: 1.2rem;
  background: var(--white);
  box-shadow: 0 1rem 2.6rem rgba(15, 44, 61, 0.06);
}

.faq-panel h2 {
  margin-bottom: 0;
}

.qa-list {
  border-top: 1px solid rgba(7, 31, 53, 0.24);
}

.qa-list details {
  border-bottom: 1px solid rgba(7, 31, 53, 0.24);
}

.qa-list summary {
  position: relative;
  padding: 1.6rem 3rem 1.6rem 0;
  font-size: clamp(1.15rem, 1.7vw, 1.45rem);
  font-weight: 680;
  letter-spacing: -0.025em;
  line-height: 1.3;
  cursor: pointer;
  list-style: none;
}

.qa-list summary::-webkit-details-marker {
  display: none;
}

.qa-list summary::after {
  content: "+";
  position: absolute;
  top: 1.45rem;
  right: 0;
  color: var(--logo-blue);
  font-size: 1.8rem;
  font-weight: 350;
  line-height: 1;
  transition: transform 180ms var(--ease-out);
}

.qa-list details[open] summary::after {
  transform: rotate(45deg);
}

.qa-list details > p {
  max-width: 44rem;
  margin: -0.35rem 0 0;
  padding: 0 2rem 1.75rem 0;
  color: rgba(7, 31, 53, 0.76);
  font-size: 1rem;
  line-height: 1.65;
}

.service-faq-link {
  display: inline-block;
  margin-top: 2rem;
  color: var(--navy);
  font-weight: 700;
}

.contact-layout {
  padding: 0 var(--page-gutter) clamp(6rem, 10vw, 9rem);
}

.map-embed,
.contact-details {
  max-width: 76rem;
  margin: 0 auto;
}

.map-embed {
  margin: 0 auto;
}

.map-embed > iframe {
  display: block;
  width: 100%;
  height: clamp(20rem, 42vw, 34rem);
  border: 0;
  border-radius: clamp(1.25rem, 3vw, 2.5rem);
  background: var(--navy);
  box-shadow: 0 1.5rem 4rem rgba(15, 44, 61, 0.16);
}

.map-embed figcaption {
  margin-top: 0.75rem;
  color: var(--ink);
  font-size: 0.82rem;
  text-align: right;
}

.map-embed figcaption a {
  text-underline-offset: 0.14em;
}

.contact-details {
  margin-top: 1rem;
}

.contact-card {
  display: grid;
  grid-template-columns: minmax(16rem, 0.8fr) minmax(22rem, 1.2fr);
  gap: clamp(2.5rem, 7vw, 7rem);
  align-items: center;
  width: 100%;
  min-height: clamp(22rem, 34vw, 28rem);
  margin: 0 auto;
  padding: clamp(2.5rem, 6vw, 5.5rem);
  border-radius: clamp(1.25rem, 2.5vw, 2rem);
  background: var(--navy);
  color: var(--white);
}

.contact-card .eyebrow {
  color: var(--navy-light);
}

.contact-card h2 {
  margin-bottom: 0;
  font-size: clamp(2.4rem, 4vw, 4.4rem);
}

.contact-card dl {
  margin: 0;
}

.contact-card dl > div {
  padding: 1rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.contact-card dt {
  color: var(--navy-light);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.contact-card dd {
  margin: 0.25rem 0 0;
  line-height: 1.55;
}

.contact-card dd a {
  color: inherit;
  text-decoration: underline;
  text-decoration-color: rgba(255, 255, 255, 0.35);
  text-underline-offset: 0.18em;
}

.social-links {
  display: grid;
  gap: 0.55rem;
  margin-top: 2rem;
}

.social-links a {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.8rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
  text-decoration: none;
}

.social-links span {
  color: var(--navy-light);
  font-size: 0.72rem;
}

a:focus-visible,
summary:focus-visible,
button:focus-visible {
  outline: 3px solid var(--terracotta);
  outline-offset: 4px;
}

@media (hover: hover) and (pointer: fine) {
  .brand,
  .footer-brand {
    transition: transform 150ms var(--ease-out);
  }

  .brand:hover,
  .footer-brand:hover {
    transform: scale(1.02);
  }

  .desktop-nav a:hover::after {
    transform: scaleX(1);
    transform-origin: left;
  }

  .carrier-ribbon:hover .carrier-track {
    animation-play-state: paused;
  }

  .faq-category:hover {
    border-color: rgba(0, 71, 127, 0.5);
  }

  .faq-category[open]:hover {
    border-color: var(--navy);
  }

}

@media (max-width: 52rem) {
  :root {
    --tower-edge: 0.25rem;
    --tower-width: 1.5rem;
    --tower-text-gap: 0.5rem;
  }

  .hero__media img {
    object-position: 52% center;
  }

  .desktop-nav {
    display: none;
  }

  .mobile-nav {
    position: relative;
    display: block;
  }

  .mobile-nav > summary {
    display: grid;
    gap: 0.35rem;
    width: 2.75rem;
    height: 2.75rem;
    place-content: center;
    border-radius: 50%;
    border: 1px solid rgba(255, 255, 255, 0.42);
    background: transparent;
    cursor: pointer;
    list-style: none;
    transition: transform 130ms var(--ease-out);
  }

  .mobile-nav > summary::-webkit-details-marker {
    display: none;
  }

  .mobile-nav > summary:active {
    transform: scale(0.96);
  }

  .mobile-nav > summary span {
    display: block;
    width: 1.1rem;
    height: 1px;
    background: currentColor;
    transition: transform 180ms var(--ease-out);
  }

  .mobile-nav[open] > summary span:first-child {
    transform: translateY(0.2rem) rotate(45deg);
  }

  .mobile-nav[open] > summary span:last-child {
    transform: translateY(-0.2rem) rotate(-45deg);
  }

  .mobile-nav__panel {
    position: absolute;
    top: 3.35rem;
    right: 0;
    display: grid;
    width: min(16rem, calc(100vw - 2.5rem));
    padding: 0.65rem;
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 1rem;
    background: rgba(15, 44, 61, 0.92);
    box-shadow: 0 1.25rem 3rem rgba(5, 24, 27, 0.28);
    transform-origin: top right;
    backdrop-filter: blur(1.25rem);
  }

  .mobile-nav__panel a {
    padding: 0.75rem 0.9rem;
    border-radius: 0.6rem;
  }

  .mobile-nav__panel .insurance-nav > summary {
    padding: 0.75rem 0.9rem;
  }

  .mobile-nav__panel .insurance-nav > summary::after {
    content: "+";
    float: right;
  }

  .mobile-nav__panel .insurance-nav[open] > summary::after {
    content: "−";
  }

  .mobile-nav__panel .insurance-nav__menu {
    position: static;
    min-width: 0;
    margin: 0 0.5rem 0.35rem;
    padding: 0 0 0 0.5rem;
    border: 0;
    border-left: 1px solid rgba(255, 255, 255, 0.24);
    border-radius: 0;
    background: transparent;
    box-shadow: none;
  }

  .typewriter {
    font-size: clamp(2.5rem, 12vw, 4.2rem);
  }

  .carrier-ribbon {
    left: 1rem;
    right: 1rem;
  }

  .testimonial-grid {
    grid-template-columns: repeat(2, 1fr);
    grid-template-rows: auto;
  }

  .team-portrait {
    grid-column: 1 / -1;
    grid-row: auto;
    min-height: 0;
    aspect-ratio: 2563 / 1651;
    order: -1;
  }

  .testimonial-card--one,
  .testimonial-card--two,
  .testimonial-card--three,
  .testimonial-card--four {
    grid-column: auto;
    grid-row: auto;
  }

  .story {
    grid-template-columns: 1fr;
    gap: 1rem;
    min-height: auto;
    padding-inline: max(var(--page-gutter), calc(var(--tower-edge) + var(--tower-width) + var(--tower-text-gap)));
  }

  .why {
    padding-inline: max(var(--page-gutter), calc(var(--tower-edge) + var(--tower-width) + var(--tower-text-gap)));
  }

  .moon-tower {
    height: clamp(10rem, 45vw, 14rem);
    opacity: 0.08;
  }

  .story--helping .moon-tower,
  .why .moon-tower {
    opacity: 0.1;
  }

  .story__heading {
    position: relative;
    top: auto;
    z-index: 2;
    max-width: none;
    margin: 0;
    padding: 0;
    background: transparent;
    box-shadow: none;
  }

  .story h2 {
    margin-bottom: 1.25rem;
    font-size: clamp(3rem, 13vw, 5rem);
  }

  .story__standfirst,
  .fit-list {
    max-width: 42rem;
  }

  .story__content {
    padding-top: 3rem;
  }

  .insurance-split {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .insurance-split--intro {
    align-items: start;
  }

  .insurance-intro h1,
  .insurance-section__heading h2 {
    max-width: 42rem;
  }

  .insurance-intro__lede,
  .insurance-section__heading > p {
    max-width: 38rem;
  }

  .about-split,
  .team-member-section,
  .faq-panel {
    grid-template-columns: 1fr;
  }

  .about-split,
  .faq-panel {
    gap: 3rem;
  }

  .team-member-section {
    gap: 2.5rem;
  }

  .team-photo-row {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .contact-card {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .map-embed > iframe {
    height: 25rem;
  }
}

@media (max-width: 35rem) {
  .site-nav {
    left: 0.75rem;
    right: 0.75rem;
    top: 0.75rem;
  }

  .hero__message {
    right: 1rem;
    left: 1rem;
  }

  .testimonial-grid {
    grid-template-columns: 1fr;
  }

  .team-portrait {
    grid-column: 1;
  }

  .testimonial-card {
    min-height: 0;
  }

  .insurance-section,
  .insurance-intro {
    padding-right: 1.25rem;
    padding-left: 1.25rem;
  }

  .party-list li {
    padding-left: 3.25rem;
  }

  .meaning-list li {
    padding-right: 2.5rem;
  }

  .team-photo-row {
    gap: 0.5rem;
  }

  .map-embed > iframe {
    height: 22rem;
  }

  .contact-layout {
    padding-right: 1rem;
    padding-left: 1rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  :root {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  .typewriter span:last-child::after {
    display: none;
  }

  .typewriter.is-typing span {
    clip-path: inset(0);
    animation: none;
  }

  .carrier-window {
    overflow-x: auto;
    mask-image: none;
  }

  .carrier-ribbon {
    animation: none;
  }

  .carrier-track {
    transform: none;
  }

  .carrier-list[aria-hidden="true"] {
    display: none;
  }
}

@media (prefers-reduced-transparency: reduce) {
  .mobile-nav__panel,
  .insurance-video .video-placeholder__play,
  .founder-video .video-placeholder__play {
    backdrop-filter: none;
  }

  .mobile-nav__panel {
    background: var(--ink);
  }

  .insurance-video .video-placeholder__play,
  .founder-video .video-placeholder__play {
    background: rgba(7, 31, 53, 0.92);
  }
}

@media (prefers-contrast: more) {
  .mobile-nav__panel {
    border-width: 2px;
  }
}


/* Will 2026-09-08: distinct colour for the founder motto on the About page.
   Same --brown as the Co-owner label so the two read as one accent. */
.founder-motto {
  color: var(--brown);
  font-weight: 600;
}


/* Will 2026-09-08, FAQ + Contact.
   The category chips were a single horizontally-scrolling row, so on a phone the
   later categories sat off-screen. Below 35rem they stack vertically and fill the
   width; the row keeps its <br> line breaks on desktop too, which previously only
   happened on narrow screens because the text wrapped by accident. */
@media (max-width: 35rem) {
  .faq-category-nav {
    flex-direction: column;
    overflow-x: visible;
  }

  .faq-category-nav a {
    flex: 1 1 auto;
    width: 100%;
    text-align: center;
    white-space: normal;
  }
}